First Medical Protection Limited (FMP) provides consultants, surgeons, and other private healthcare professionals with specialist medical indemnity and risk management support. With expert claims handling by Clyde & Co, legal defence costs up to the full policy limit, and holistic guidance to reduce risk, we deliver protection you can trust.
First Medical Protection (FMP) is dedicated to safeguarding private practitioners in the UK. We go beyond insurance by combining specialist medical indemnity insurance with expert claims defence and proactive risk management support.
Unlike many providers, FMP is a Lloyd’s Coverholder – a Managing General Agent (MGA). This means we don’t just broker policies; we underwrite them. With delegated authority from Lloyd’s of London, we can shape your cover directly, respond faster, and provide flexibility that a standard broker simply cannot. With FMP, you’re dealing with the team, who actually designs and manages your protection.
Our leadership team brings decades of experience from across the healthcare and insurance sectors – with a history of building successful medical indemnity providers to leading global healthcare organisations such as Bupa. That experience means we understand both the clinical realities and complex risks doctors face in private practice.
UNDERWRITTEN AT LLOYD’S OF LONDON
Policies underwritten by the world’s most established insurance marketplace.
EXPERT DEFENCE BY CLYDE & CO
One of the world’s leading medical malpractice law firms.
OPERATING UNDER FCA OVERSIGHT
Operating as an Appointed Representative of Bridge Specialty International Limited
LED BY INDUSTRY EXPERTS
Executives with proven track records in healthcare, insurance, and risk management.
We believe medical professionals deserve more than just a policy document to practice. That’s why FMP takes a holistic approach: comprehensive protection, expert defence, and proactive risk management tools designed to keep you and your practice safe.
Up to £10 million malpractice cover with no excess
Includes professional indemnity, breach of confidentiality, defamation, loss of documents, and wellbeing & counselling
Worldwide Good Samaritan cover for voluntary work (up to 30 days per year)
Expert claims handling by Clyde & Co, one of the leading medical malpractice law firms
Legal defence costs up to the full policy limit
We will not settle a claim unless you are in agreement to do so
Practical guides and checklists to identify blind spots
Regular updates on regulatory and legal changes
CPD de-risking education designed by experienced healthcare professionals and medical defence solicitors
Our cover is designed around the realities of private practice – clear, comprehensive, and specialist-focused.
Up to £10 million protection for medical malpractice claims.
No up front payment required when making a claim.
Removal of Hammer Clause. We will not settle a claim unless you are in agreement to do so, subject to policy wording.
Defence costs are covered up to your claim limit.
Clyde & Co representation from day one with 24/7 legal helpline.
Protection for voluntary medical work abroad (up to 30 days/ year).
Options for extended protection when you stop practicing.
Flexible for career breaks.
Open 14 Hours a Day / 7 Days A Week / 365 Days a Year.
Understanding your risks is the first step to managing them. That’s why FMP provides resources, guides, and checklists designed specifically for medical professionals in private practice.
Our objective is to support you in staying well-informed, identifying potential risks, and approaching your practice with confidence through ongoing education and guidance.
Healthcare professionals choose FMP because we combine proven insurance expertise with deep knowledge of healthcare. Our leadership team has decades of experience in medical indemnity, healthcare finance, and global insurance markets – giving you confidence that we understand your world.
Founded by executives with experience at Premium Medical Protection, Bupa, and Lloyd’s of London.
Cover underwritten by Lloyd’s of London.
As a Lloyd’s of London Coverholder, FMP underwrites directly, giving you faster decisions and tailored cover.
Claims managed by Clyde & Co.
Operating under FCA regulation as an Appointed Representative of Bridge Specialty International Limited.
Legal support shouldn’t begin only when a claim is made. Private practice brings legal and regulatory responsibilities that extend beyond clinical claims. Through FMP, policyholders have access to specialist guidance directly from Clyde & Co’s healthcare legal team 24 hours a day.
Support includes advice on patient complaints, GMC and regulatory enquiries, inquests, disciplinary matters, and broader practice-related legal concerns where early clarity is essential.
Our objective is to provide informed, confidential guidance that helps you protect both your practice and your professional reputation.
With FMP, you can request a quotation and secure your medical indemnity online in just a few minutes.
Flexible premium finance options mean you can spread the cost, making protection straightforward and affordable.
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Prefer to talk it through?
Our experts are available to answer all questions about FMP and our products.
SUPPORT FOR CUSTOMERS WHO MAY BE VULNERABLE
We can ofter extra help if you have accessibility needs, health concerns, language barriers, financial difficulties, or have experienced a difficult life event.